Apollo Beach / Ruskin Homes with Boatable Water Water Frontage

Apollo Beach / Ruskin Homes with Boatable Water Water Frontage

Welcome to the idyllic coastal paradise of Apollo Beach and Ruskin, nestled in the heart of Hillsborough County, Florida. This charming region offers a unique blend of small-town charm and vibrant waterfront living, making it an ideal destination for those seeking a serene lifestyle by the water.

Apollo Beach, known for its stunning waterfront properties, boasts homes with boatable water frontage, providing easy access to the serene waters of Tampa Bay. Imagine waking up to the gentle sound of waves lapping against your dock, where you can step out and embark on a day of fishing, sailing, or simply enjoying the breathtaking sunsets. Whether you’re a boating enthusiast or simply love the idea of living near the water, Apollo Beach offers a variety of homes that cater to your desires.

Ruskin, just a stone's throw away, complements the charm of Apollo Beach with its rich agricultural roots and beautiful parks. The community is known for its friendly atmosphere and outdoor activities, from kayaking in the nearby Little Manatee River to exploring the scenic trails of the nearby state parks.

Both Apollo Beach and Ruskin are conveniently located near shopping, dining, and entertainment options, ensuring that you have everything you need within reach. With a year-round warm climate, you can indulge in outdoor activities and enjoy the beauty of nature at every turn.

Discover the perfect waterfront home in Apollo Beach or Ruskin, where your dreams of coastal living can become a reality. Embrace the charm of this captivating region and let the tranquil waters inspire your next chapter!

Newest Apollo Beach / Ruskin Homes with Boatable Water Water Frontage

$799,999
3 Beds ⋅ 2 Baths ⋅ Apollo Beach Unit 13 Pt 1 Re SubDv. ⋅ 33572 Zip Code
WELCOME TO THE APOLLO BEACH BOATING LIFESTYLE! This beautifully reimagined 3-bedroom, 2-bath waterfront POOL home has undergone an extensive FLOOR-TO-CEILING RENOVATION, creating a truly move-in-ready home where virtually everything feels new. The seller took the home down to the studs and thoughtfully rebuilt the interior with today's finishes and lifestyle in mind. Updates include NEW A/C, NEW WATER HEATER, NEW APPLIANCES, NEW FLOORING, beautifully updated living spaces, and all-new professional landscaping, all while preserving the waterfront character that has made this home special for decades. Lovingly owned by the same owner since it was built, this home has been the backdrop for years of memories enjoying everything Apollo Beach waterfront living has to offer. Now it's ready for its next owner to begin a new chapter and make memories of their own. Designed to embrace Florida indoor/outdoor living, the home wraps around the pool, offering beautiful pool and outdoor views from nearly every room. Step outside to the large screened lanai, where there's plenty of space for entertaining friends, relaxing after a day on the water, or sipping your morning coffee while watching the sunrise. And for boaters, this is what Apollo Beach living is all about. Enjoy canal access leading out toward Tampa Bay, making it easy to spend the day cruising, fishing, or catching a Florida sunset from the water. When dinner calls, hop on the boat and cruise to local waterfront favorites like Circles or Finn's. With NO HOA and NO CDD, a private pool, canal frontage and a renovation already completed for you, this is more than a house- it's an opportunity to step right into the Apollo Beach waterfront lifestyle. Bring your boat, unpack your bags, and start making memories!

6315 Wisteria Lane, Apollo Beach
$139,000
2 Beds ⋅ 1 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Trade the snow shovel for sunglasses! Whether you’re ready to retire in Florida or simply want a warm-weather escape from winter, this beautifully maintained two-bedroom, one-bath home in Caribbean Isles Residential Cooperative offers an affordable way to start living the Florida lifestyle. Easy to maintain and thoughtfully updated, this home has had many of the big-ticket improvements already completed. The HVAC was replaced in 2024, new flooring was installed in 2022, the interior was freshly painted in 2024, and new ceiling fans were added in 2025. The kitchen features a double-door refrigerator and stove with convection oven and built-in air fryer, both new in 2022. Outside, attractive latticework was added to the golf cart port and front of the home in 2025, adding privacy and curb appeal. Best of all, there are no backyard neighbors, giving you a little extra breathing room when it’s time to relax. This is the kind of home that makes Florida living easy — comfortable enough for year-round retirement, yet manageable enough to close up when the season ends. Bring the golf cart, pack the flip-flops, and leave plenty of room in the calendar for fun! Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative offering the resort-style lifestyle Florida is famous for. Enjoy the heated pool, clubhouse, social events and activities, boating and kayaking access, and miles of private roads perfect for walking, biking, and golf-cart rides. And because you become a shareholder in the cooperative, there is NO LOT RENT. Conveniently located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’ll be close to shopping, restaurants, medical services, beaches, and plenty of Gulf Coast adventures. Why spend another winter scraping ice off the windshield when you could be deciding whether today is a pool day or a golf-cart day? Come see how affordable your Florida getaway can be!

242 S Port Royal Lane, Apollo Beach
$234,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Welcome to easy Florida living! This 2-bedroom, 2-bath home on a CORNER LOT offers a peaceful pond view, wonderful indoor/outdoor living, and major updates already completed — ROOF, HVAC and WATER HEATER all replaced in 2020! The open kitchen features a center island perfect for gathering and flows into a spacious living area and fully enclosed Florida room overlooking the lighted pond and fountain. Step outside to the rear patio, or enjoy morning coffee and neighborhood hellos from the screened front porch with Trex flooring. The primary suite includes an en-suite bath with walk-in shower, while neutral décor throughout makes it easy to add your own style. A garage provides space for your car, golf cart, workshop, hobbies, or additional storage. The home also came through the recent hurricanes with no reported impact. And then there’s the Caribbean Isles lifestyle! This gated, resident-owned 55+ waterfront cooperative offers NO LOT RENT, direct water access for boating and kayaking, a year-round heated pool, clubhouse, games, activities, dinners, dances, and plenty of opportunities to stay active and social. Four miles of private roads are perfect for walking, biking, or cruising by golf cart. Located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’re close to beaches, shopping, restaurants, medical services, and more. Whether you're searching for a full-time retirement home or a seasonal Florida escape, this one delivers the space, setting, updates, and lifestyle to start enjoying Florida from day one.

225 S Port Royal Lane, Apollo Beach
$750,000
3 Beds ⋅ 3 Baths ⋅ Symphony Isles Unit One SubDv. ⋅ 33572 Zip Code
Direct deep-water, no-bridge access to Tampa Bay and beyond anchors this Symphony Isles waterfront home for those who love boating and life on the water. Recent improvements include a new roof, expansive Wear Deck exterior deck completed in January 2025, matching Wear Deck dock, 9,000-lb. boat lift and an additional wet slip for larger vessels, jet skis and other water toys. Built-in under-deck storage provides space for kayaks and paddleboards, while the elevated homesite and no flooding history offer added peace of mind. Inside, vaulted ceilings and plantation shutters complement the open floor plan, creating an easy flow for everyday living and entertaining. The kitchen features wood cabinetry and stone countertops, while each bedroom includes its own ensuite bathroom for added privacy and convenience. Outdoors, a covered screened porch overlooks the newly installed pool deck, creating a comfortable space to relax after a day on the water. Practical updates include hurricane-impact sliding doors (2022), HVAC (2016) and an oversized 2-car garage with room for vehicles and recreational gear. Residents of the 24/7 guard-gated Symphony Isles enjoy low HOA fees, no CDD, a clubhouse, community pool, playground, private beach with gazebo, volleyball courts and a community boat ramp. Step off the dock into deep water with no bridges to navigate, head out toward Tampa Bay and beyond, watch for dolphins along the way, and return home to enjoy the pool and waterfront setting. For those who value boating, fishing and easy access to the water, this is a place where the waterfront lifestyle is right outside your door.

835 Symphony Isles Boulevard, Apollo Beach
$1,274,900
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 1b-1/2a-1/3b-1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. Some homes give you a place to live. This one gives you the Florida lifestyle people dream about. Your boat at your private dock. Friends gathered around the pool. A brilliant sunset reflecting across the water. At 603 Islebay Drive, every day feels like a waterfront escape—and you never have to leave home. Set on a saltwater canal with direct Tampa Bay access, this impeccably maintained Key West–style residence delivers 3,752 square feet of elevated waterfront living. Inside are 4 bedrooms, 3.5 bathrooms, soaring ceilings, beautiful natural light, and striking water views. The renovated kitchen is made to impress, featuring dramatic stone countertops, an oversized island, contrasting cabinetry, stainless-steel appliances, and a dual-fuel range. The first-floor primary suite is pure indulgence, complete with a freestanding soaking tub, oversized shower, dual vanities, and exceptional storage. Upstairs, possibilities await. An exceptionally spacious loft, private bedroom, and full bath create an entire retreat of its own—ideal for out-of-town guests who appreciate privacy and independence, or transform the loft into an impressive game room, home theater, second living area, home office, fitness studio, or whatever fits your lifestyle. Outside, the heated pool, screened lanai, and private dock create the ultimate setting for entertaining, boating, fishing, and unforgettable evenings on the water. A newer roof, tankless water heater, pool heater, remodeled bathrooms, updated flooring, and three-car tandem garage complete the package. All within gated MiraBay, where resort-style amenities and an active coastal lifestyle await. Beautiful homes come and go. Waterfront homes that make you feel something are much harder to find. This is the kind of home you’ll wish you hadn’t missed. Schedule your private showing today!

603 Islebay Drive, Apollo Beach
$345,000
2 Beds ⋅ 2 Baths ⋅ Lookout Place SubDv. ⋅ 33572 Zip Code
Welcome to Apollo Beach! This beautiful and well-maintained 2-bedroom, 2-bathroom pool home offers the perfect blend of comfortable living, thoughtful updates, and true Florida indoor-outdoor living. Upon entering, you're greeted by an abundance of natural light and a spacious, open-concept layout. The split-bedroom floor plan provides privacy, with the primary suite located at the back of the home and featuring an en-suite bathroom and walk-in closet. The second bedroom is positioned at the front of the home and has its own private bathroom. Originally designed as a 3-bedroom home, this property could easily be converted back to a 3-bedroom layout, offering flexibility to suit your needs. An additional office, which opens directly into the main living area, provides the perfect space for working from home, a study, or a flex space. One of the home's standout features is its seamless connection to the outdoors. Newer sliding glass doors provide access to the pool from the primary bedroom, living area, and kitchen. Step outside to your screened in, sparkling pool and enjoy a refreshing dip during those warm Florida days. The spacious indoor-outdoor flow makes this home ideal for entertaining friends and family or simply relaxing in your own private oasis. Start your morning or unwind in the evening with your favorite beverage while enjoying the peaceful Florida surroundings. The fully fenced backyard features a durable vinyl fence with a gate on each side, providing both privacy and convenience. Recent updates include a new roof and water heater, both installed in July 2026, along with a new garbage disposal. Located in desirable Apollo Beach, this home offers the Florida lifestyle you've been looking for. Don't miss your opportunity to make this pool home your own, schedule your private showing today!

216 Lookout Drive, Apollo Beach
$124,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
WATERFRONT DREAMS START HERE! Imagine creating your own slice of Florida paradise on this affordable CANAL FRONT property in the highly sought-after Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community. Whether you choose to renovate the existing home or replace it with a beautiful new manufactured home, this property offers incredible potential at a price that's barely above the value of the share and lot alone. Even better, NEW HVAC system has already been installed, giving you a head start on your vision. Enjoy the freedom of NO LOT RENT and NO CDD fees, with a remarkably low monthly maintenance fee of just $242, making waterfront living more affordable than you ever imagined. Step into your backyard and picture adding your own private dock, then cruise through the community canals directly to Tampa Bay and the Gulf of Mexico. If you're not ready to build a dock, you'll still have easy access to the community boat and kayak launch, plus secure on-site boat storage for just $120–$250 annually. Life at Caribbean Isles is about so much more than boating. This vibrant, pet-friendly and golf-cart-friendly community offers a true resort lifestyle with a heated pool, clubhouse, library, craft room, game room, shuffleboard, bocce, and an active calendar filled with dinners, dances, clubs, and social events. Professional on-site management keeps the community beautifully maintained, while ownership includes a voting share in this welcoming resident-owned cooperative. Whether you're searching for a waterfront winter getaway, a year-round residence, or the perfect location to build your dream home, this is a rare opportunity to enjoy affordable Florida waterfront living in one of Apollo Beach's most desirable 55+ communities.

116 W Saint Johns Way, Apollo Beach
$240,000
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Imagine starting your Florida mornings with coffee on your screened lanai, overlooking the peaceful pond and fountain just beyond your backyard. Located on a quiet cul-de-sac with no drive-by traffic, this spacious 2000 double-wide offers easy Florida living, whether you're looking for a year-round residence or the perfect seasonal retreat. Offering THREE bedrooms—or two bedrooms plus a den, office, or hobby room—the flexible floor plan provides plenty of room for guests and everyday living. High ceilings and ceiling fans throughout create an open, airy feel, while wide hallways and an exterior ramp provide added accessibility and convenience. The roof was replaced in 2021, and the home has been very well maintained. The spacious primary suite features beautiful arched windows, a double-wide walk-in closet, and an ensuite bath with a walk-in shower, double sinks, and additional storage. A separate laundry room offers even more storage—including that always-useful broom closet! The kitchen is designed for gathering, with a center island offering casual seating, a built-in cooktop, and convenient pan storage underneath. But your favorite living space may be outside—a SCREENED LANAI stretching across the width of the home and overlooking the pond and fountain. It's the perfect spot for morning coffee, entertaining friends, or simply enjoying the Florida sunshine and peaceful view. A separate shed provides generous workshop or storage space, and the covered carport keeps your vehicle protected. Located in the gated, resident-owned 55+ Caribbean Isles Residential Cooperative, ownership means NO LOT RENT! Instead, residents pay an affordable monthly maintenance fee while enjoying an impressive array of resort-style amenities. Take a dip in the heated pool, play shuffleboard or bocce, or enjoy the clubhouse, game room, library, craft room, community dinners, dances, clubs, and year-round activities. Boaters and kayakers will appreciate the on-site boat and kayak launch and waterfront canal system leading toward Tampa Bay. Conveniently located between Tampa and Sarasota, you're close to shopping, restaurants, medical facilities, and everyday necessities, with beautiful Gulf Coast beaches approximately 40 minutes away and Orlando's world-famous theme parks less than two hours away. Affordable, comfortable, and surrounded by the Florida lifestyle you've been waiting for—bring your golf cart and your suntan lotion. Your pond-side retreat in Caribbean Isles is ready to welcome you home!

103 Saint George Court, Apollo Beach
$969,000
4 Beds ⋅ 2 Baths ⋅ A Resub Of A Por Of Apollo SubDv. ⋅ 33572 Zip Code
Luxury Waterfront Living in Apollo Beach Welcome to 919 Chipaway Drive, where beautifully updated interiors meet the ultimate Florida waterfront lifestyle. Completely updated within the last two years, this stunning **4-bedroom waterfront residence** offers a fresh, modern feel and is truly move-in ready. Situated on one of the widest canals in the community, the property offers exceptional water views and convenient boating access leading out toward Tampa Bay and the Gulf of Mexico. Keep your boat right at home with your private dock and boat lift, step outside, lower the boat, and spend the day cruising, fishing, or enjoying the open water. Inside, the home has been thoughtfully transformed with stylish finishes and contemporary updates designed for both everyday living and entertaining. The open, inviting layout flows effortlessly toward the waterfront, creating the perfect setting for enjoying Florida's indoor-outdoor lifestyle. Whether you're relaxing along the canal, entertaining friends and family, or heading out by boat for a sunset on the bay, this home delivers the waterfront lifestyle Apollo Beach is known for. No need to store your boat at a marina, your waterfront escape begins right in your own backyard. This is more than a beautifully renovated home; it's an opportunity to experience true Florida coastal living every day.

919 Chipaway Drive, Apollo Beach
$749,000
3 Beds ⋅ 2 Baths ⋅ Shagos Bay SubDv. ⋅ 33572 Zip Code
918 Shagos Dr, Apollo Beach, FL 33572 | 3 Beds | 65+ Ft Deep-Water Canal | Heated Pool | 10,000-Lb Boat Lift | Approx. 12-Ft Elevation | New Metal Roof | No HOA | Short-Term Renting Allowed The reason to see 918 Shagos Drive is waiting in the backyard. More than 65 feet of deep-water saltwater canal frontage puts your boat at home on a private dock with a 10,000-lb lift, with no bridges between you and Tampa Bay. Set on the south channel of Shagos Bay, this custom home by a local builder adds a west-facing waterfront, heated screened pool, covered outdoor kitchen, no HOA, no CDD, and short-term renting allowed. The waterfront lifestyle starts the moment you step outside. A day here can begin by lowering the boat for fishing, cruising, island hopping, or waterfront dining, then end right back at home beside the canal. The rear balcony-style porch faces west for sunset views, and the seller has enjoyed watching dolphins and manatees move through the water. The seller also reports that the home sits approximately 12 feet above sea level and has never flooded. The dock and lift have been replaced, giving the waterfront a ready-made setup for boating. When the boat stays put, the private courtyard-style pool becomes the center of the home. Three sliding glass doors open toward the approximately 24-by-33-foot screened patio and heated gunite pool, connecting indoor living with swimming, outdoor meals, and entertaining. The pool has been replastered and has a color LED light. The pool cage, pavers, and covered outdoor kitchen have also been replaced. Outside bath access, a fire pit, and updated landscaping create even more ways to enjoy the backyard. Inside, this all block home has 1,572 square feet on one level, with architecture that gives it a personality of its own. Cathedral and high ceilings, skylights, architectural windows, and open living and dining spaces keep the interior connected to the pool and waterfront. The renovated kitchen has stone counters, a convection oven, wine refrigerator, and eating space, and both bathrooms have been updated. The primary bedroom has a walk-in closet and private bath, with two additional bedrooms and a second full bath completing the layout. The two-car attached garage has recent interior paint, a checkerboard floor, and a brand-new garage door opener. Recent improvements also include a newer heavy-gauge metal roof, an approximately two-year-old pool heater, and an approximately three-year-old high-efficiency heat-pump water heater. For investors, short-term renting is allowed, with no minimum lease period. For someone who wants to live here, the appeal is simple: step outside and your boat, pool, outdoor kitchen, sunsets, and Tampa Bay access are all part of home. This is not one to judge only from the photos. Come stand in the backyard at 918 Shagos Drive and see why the setting changes the conversation. ***** WHAT THE SELLER LOVES The water is part of the rhythm here. The boat is ready when you are, the heated pool and outdoor kitchen make staying home feel like a getaway, and evenings naturally drift toward the rear porch as the sun sets over the canal. The seller has especially loved seeing dolphins and manatees in the water and having so many ways to enjoy the backyard from morning through evening.

918 Shagos Drive, Apollo Beach
$2,500,000
4 Beds ⋅ 5 Baths ⋅ 1st | Flat Island SubDv. ⋅ 33572 Zip Code
Pre-Construction. To be built. Pre-Construction. To be built. Welcome to an extraordinary opportunity to bring a truly one-of-a-kind modern residence to life behind the private gates of Andalucia, one of Apollo Beach's most desirable waterfront communities. Designed by Supreme International Construction, this proposed custom home features striking contemporary architecture, dramatic glass walls, soaring 25-foot ceilings, expansive outdoor living, and resort-inspired amenities, created for those who appreciate exceptional design and the Florida waterfront lifestyle. A dramatic double-volume foyer introduces an impressive Great Hall, complemented by a gracious formal dining room, expansive family room, two kitchens — a chef's kitchen and a dedicated spice kitchen — pantry, breakfast nook, private study/office, fitness suite, lounge and PJ lounge, mudroom, laundry room, elevator, and generously proportioned en-suite bedrooms with multiple walk-in closets, each opening to its own private balcony. A striking architectural staircase serves as a sculptural focal point connecting the residence's grand yet functional spaces. The exterior is conceived as a private resort-like retreat, featuring an enclosed swimming pool with spa, sculptural water features, an outdoor fire pit, covered patio, and expansive balconies framed by sleek glass railings. Architectural aluminum-composite beams and integrated automated mosquito netting further elevate the design, while a spacious three-car garage completes the residence. Andalucia offers privacy, boating, and recreation within a gated community with 24/7 secured access and no CDD, including a private community marina in Bal Harbor with potential opportunities to lease a deep-water boat slip through the HOA, sports courts, and a Bayfront Clubhouse and pool. Just beyond the gates, walk or bike to Circles Waterfront, Finns, Apollo Pizza, NY-style bagels, coffee, and ice cream. Nature lovers will appreciate the nearby Apollo Beach Nature Park, waterfront watch tower, scenic boardwalks, and Manatee Viewing Center. Convenient access to Tampa, St. Petersburg, Anna Maria Island, and the Gulf beaches; TPA is approximately 25 miles away, Port Tampa Bay approximately 12 miles. Modern architecture. Gated privacy. Boating access. Resort-style outdoor living. Apollo Beach. This isn't simply a home — it's an opportunity to create your own private Florida retreat.

6424 Rubia Circle, Apollo Beach
$1,350,000
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 3a-1 SubDv. ⋅ 33572 Zip Code
Welcome to outstanding waterfront living in MiraBay with this beautifully appointed and updated boater’s escape. Designed primarily for one-level living, the home is embraced by tranquil water views at every turn. Spectacular outdoor living and entertaining center around a screen-enclosed, heated saltwater pool and spa, outdoor kitchen with bar-top dining, outdoor fireplace, covered entertaining area and automated patio awning for additional shade. A private, full-service dock features a 20,000-lb. boat lift, creating an exceptional setting for enjoying life on the water. The impressive kitchen offers dual quartz islands and GE Café appliances, including wine refrigeration, within an open, light-filled plan featuring a breakfast area and living room overlooking the water. A formal dining room is highlighted by a dramatic statement wine wall, while thoughtfully selected lighting adds character throughout. The first-level primary suite is a private sanctuary with sweeping water views, lanai access and an expansive closet and dressing room. The spa-inspired primary bath features a deep jetted tub and separate glass-enclosed shower. Additional first-level spaces include a private office, two secondary bedrooms and full baths. Upstairs, a versatile flex space with bath and water views is ideal for guests, media or bonus-room use. The current owners have made significant lifestyle and peace-of-mind improvements, including a whole-home generator, impact-rated windows and doors, an automated outdoor awning, extensive indoor and outdoor kitchen updates, and statement lighting. Additional features include a 2022 roof, two 2022 HVAC systems, and a 2022 boat lift with power pedestal and water service. MiraBay residents enjoy the Club & Spa, fitness center, spa services, resort-style pool with waterslide, splash pad, tennis, parks, playgrounds, community dock and storage options. Ideally located in Apollo Beach with convenient access to shopping, dining and the greater Tampa Bay area, including Tampa, St. Petersburg and Sarasota.

5233 Brighton Shore Drive, Apollo Beach
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