Polk City Homes with Lake Front Water Frontage

Polk City Homes with Lake Front Water Frontage

Welcome to Polk City, Florida – a hidden gem nestled in the heart of Polk County, where serene landscapes and vibrant community life come together to create an idyllic living experience. Known for its picturesque lakes and lush greenery, Polk City is a haven for nature lovers and outdoor enthusiasts alike. With a rich history and a warm, welcoming atmosphere, this charming city offers a perfect blend of small-town charm and modern conveniences.

One of the most enticing features of Polk City is its stunning lakefront properties. Imagine waking up each morning to the gentle sounds of water lapping against the shore and breathtaking views that stretch across tranquil waters. Homes with lakefront frontage here not only provide a peaceful retreat but also offer unparalleled opportunities for recreational activities such as fishing, kayaking, and boating. Whether you’re sipping your morning coffee on the dock or hosting friends for a sunset barbecue, these homes create the perfect backdrop for cherished memories.

Polk City is conveniently located near major highways, making it easy to access nearby attractions, including the bustling city of Orlando and the enchanting landscapes of Central Florida. With a strong sense of community, excellent schools, and a variety of local events, you’ll find that Polk City is not just a place to live, but a place to thrive.

If you're seeking a home that combines the beauty of nature with the comforts of modern living, look no further than the lakefront properties in Polk City. Embrace the lifestyle you've always dreamed of in this tranquil oasis, where every day feels like a vacation.

Newest Polk City Homes with Lake Front Water Frontage

$249,000
1 Baths ⋅ Mt Olive Shores North SubDv. ⋅ 33868 Zip Code
Virtually Staged. Bring the RV and start enjoying the Florida lifestyle! This charming 480 sq. ft. Florida Casita offers a wonderful spot to relax, recharge, and enjoy the view. Step outside to the patio overlooking the pond—the perfect place for morning coffee, an afternoon break, or winding down at the end of the day. The 132' x 80' lot also features an RV pad with full hookups, giving you a convenient home base between adventures. And there's plenty happening beyond your front door! Enjoy an active community with two clubhouses, two pools, friendly neighbors, and activities every day. If your ideal Florida lifestyle includes sunshine, RVing, community, and a peaceful pond view, this one deserves a look.

544 Narrow Pond Road, Polk City
$228,000
3 Beds ⋅ 2 Baths ⋅ Mount Olive Heights SubDv. ⋅ 33868 Zip Code
Bring your vision to this unique lakefront property in Polk City! Situated on a nearly half-acre waterfront lot, this 3-bedroom, 2-bathroom 1993 Palm Harbor manufactured home offers an excellent opportunity for an investor, renovator, or buyer looking for a property with substantial potential. The home offers a spacious layout with an open-concept living, dining, and kitchen area, a desirable split-bedroom floor plan, an additional family room, and a utility room that could also function as an office or flex space. A large, screened porch overlooks the lake, creating an ideal spot to enjoy the peaceful waterfront setting. The backyard is fenced, providing added privacy and usable outdoor space. Recent improvements include a roof replaced in 2025 and recently replaced exterior skirting. The property does need TLC, giving the next owner the opportunity to renovate and customize the home to their liking. The garage sustained storm damage and will need to be rebuilt or removed. For an investor, the combination of waterfront land, nearly half an acre, a 3-bedroom/2-bath home, and a highly convenient location presents an attractive value-add opportunity. Less than 5 minutes from the Polk Parkway/I-4 interchange, the property offers quick access to Lakeland, Orlando, Tampa, and surrounding communities. Whether you're looking for a renovation project, investment property, or a chance to create your own lakefront retreat, this property offers plenty of potential in a convenient Central Florida location. Cash-only offers. Property is being sold as-is.

5430 Mount Olive Rd, Polk City
$595,000
2 Beds ⋅ 2 Baths ⋅ Mt Olive Shores North Add 04 SubDv. ⋅ 33868 Zip Code
Fully Furnished RV-Friendly Home in an Active 55+ Community! Welcome to 716 Teaberry Trail in beautiful Mount Olive Shores North in Polk City, where comfort, convenience, and an active Florida lifestyle come together. This beautifully maintained 2-bedroom, 2-bathroom home offers 1,626 square feet of thoughtfully designed living space and is being offered fully furnished, making it truly move-in ready. Step inside to an inviting open floor plan enhanced by elegant tray ceilings, creating a bright and spacious atmosphere that's perfect for everyday living and entertaining. The well-appointed kitchen features a large walk-in pantry, built-in hutch, and seamless flow into the living and dining areas. The spacious primary suite includes dual sinks, a walk-in shower, and a generous walk-in closet, while the guest bath also features a walk-in shower for added comfort. A versatile upstairs loft is ideal for a home office, hobby room, or additional guest space, and the game room offers even more flexibility. Practical features abound, including a large laundry room complete with cabinetry, utility sink, closet storage, and a convenient pocket door separating it from the kitchen. Outdoors, relax year-round in the screened lanai featuring remote-controlled shades, enjoy the privacy of the fenced backyard, and take advantage of the oversized RV port with full hookups. A one-car garage completes the package. Located in a vibrant 55+ community, residents enjoy two clubhouses, two swimming pools, two fitness centers, tennis and pickleball courts, friendly neighbors, and a full calendar of daily activities—all while embracing a low-maintenance lifestyle. Whether you're looking for a full-time residence or a seasonal Florida retreat, this exceptional home is ready to welcome you.

716 Teaberry Trail, Polk City
$479,000
2 Beds ⋅ 2 Baths ⋅ Mount Olive Shores North SubDv. ⋅ 33868 Zip Code
Virtually Staged. Welcome to 1230 Motorcoach Drive, where Florida living meets the ultimate RV lifestyle in gated Mt. Olive Shores North! This thoughtfully designed home offers bright, comfortable living spaces, exceptional RV accommodations, abundant storage, and access to an impressive collection of resort-style community amenities. Here the RV life is welcome, but not required! This RV port fits up to a 45 foot rig. Inside, the home features a spacious open layout with high ceilings, 8 foot doors throughout, abundant natural light, and an easy flow between the kitchen and main living areas. The kitchen offers white cabinetry, generous counter space, a breakfast bar, tile flooring, and plenty of storage while remaining open to the living area for everyday living and entertaining. The spacious living room provides plenty of room to gather and opens toward an additional enclosed Florida room surrounded by windows, creating a light-filled space to enjoy the Florida sunshine and peaceful surroundings year-round. The primary suite offers a comfortable retreat with an ensuite bath featuring a large vanity and walk-in tiled shower with glass-block detail. An additional bedroom and full bath provide flexibility for overnight guests, an office, or extended stays. Indoor laundry and additional cabinetry provide practical everyday storage. Designed with the RV enthusiast in mind, the property features a dedicated RV port, allowing you to keep your motorcoach right at home. Behind the RV port is an additional storage room, plus a semi-finished attic space above the storage area, offering even more possibilities for organized storage, hobbies, or other flexible use. The back yard is not forgotten with a spacious pavered patio, designed for enjoying the nature views overlooking a tranquil pond. Outside your front door, enjoy the amenities of an established gated community. Residents have access to two private clubhouses, community pools, fitness center, tennis courts, golf-cart-friendly streets, association-owned recreation facilities, community boat ramp, dock, fishing, lake and waterfront access. Association fees also include exterior and grounds maintenance, private roads, and security. If you're looking for organized events the association hosts regular events for residents to gather and develop social relationships throughout the year. The location makes this an ideal Central Florida home base. Outdoor enthusiasts will appreciate convenient access to the Van Fleet Trail - Polk City Trailhead, convenient access to I-4 and the greater Central Florida corridor, making trips toward Lakeland, Tampa, Orlando, area attractions, shopping, dining, airports, and entertainment easily accessible. Whether you're searching for a seasonal Florida retreat or a full-time residence built around the RV lifestyle, 1230 Motorcoach Drive combines comfortable living, RV accommodations, storage, waterfront recreation, and resort-style amenities in one unique Central Florida property.

1230 Motorcoach Drive, Polk City
$559,000
2 Beds ⋅ 2 Baths ⋅ Mt Olive Shores North Add 04 SubDv. ⋅ 33868 Zip Code
WELCOME TO 790 TEABERRY TRAIL—WHERE FLORIDA LIVING MEETS THE RV LIFESTYLE! Located in the highly sought-after gated community of Mt. Olive Shores North, this beautiful 2-bedroom, 2-bath home offers something you don’t find every day: a comfortable, stylish home for you and an incredible 16’ x 50’ screened RV garage with a 50-amp breaker for your coach! From the moment you step inside, this home has personality. Beautiful flooring flows throughout the living areas, creating a polished look while complementing the home’s warm and distinctive color palette. Rather than the typical neutral, cookie-cutter interior, the carefully chosen colors give each space its own character while still flowing beautifully from room to room. It’s inviting, comfortable, and unmistakably Florida. The kitchen is equally impressive, featuring beautiful granite countertops, abundant cabinetry and plenty of workspace for preparing meals or entertaining friends. The combination of the granite, cabinetry and flooring gives the kitchen a rich, finished look and makes it a natural centerpiece of the home. The open and inviting living spaces provide plenty of room to relax or entertain, while two bedrooms and two full bathrooms make the floor plan ideal for full-time living, seasonal residents or visiting guests. But RV owners—this is where it gets good. The massive 16’ x 50’ screened RV garage gives your motorcoach its own protected space right beside your home and includes a 50-amp breaker. No storage facility. No leaving your coach somewhere else. When you’re ready for your next adventure, your RV is right outside your door. Mt. Olive Shores North was created with the RV lifestyle in mind and offers an impressive collection of community amenities, providing plenty of opportunities to relax, stay active and enjoy time with neighbors. With convenient access to I-4, you’re perfectly positioned between the Tampa and Orlando areas while still enjoying the relaxed atmosphere of Polk City. Travel when you want. Come home when you’re ready. Your house and your coach finally have a place to call home. If you’ve been looking for a property that’s different from the ordinary, with beautiful finishes, plenty of personality and an RV setup that’s hard to beat, 790 Teaberry Trail deserves to be at the top of your list. Schedule your private showing today!

790 Teaberry Trail, Polk City
$99,900
Mount Olive Shores North SubDv. ⋅ 33868 Zip Code
Mt. Olive Shores North (MOSN) lakeview RV Lot Enjoy luxury RV living on this beautiful 60' x 120' deeded, RV pad with full hook-ups that is also a buildable lot in the highly desirable Mt. Olive Shores North (MOSN), a gated 55+ RV community in Polk City, Florida. The property features: • 21' x 90' concrete RV pad for a Class A motorhome • 10' x 14' pergola with custom removable shade cover • Full Hookups • Live on it now in your Class A motorhome and when ready you can BUILD a home on this site! • Updated sprinkler system • Attractive landscaped planting area with 6 mature crape myrtles and 2 bald cypress • Scenic view of the lake across the street • Just a short walk to Clubhouse 1 Community Amenities MOSN is one of Central Florida's premier residential RV communities and offers: • Two clubhouses • Two heated pools and spas • Two beautiful lakes • Boat ramp • FREE use of the community pontoon boat for owners • Pickleball courts • Shuffleboard courts • Dog park • Numerous clubs, events, and daily activities Conveniently located just off I-4, you're only minutes from Lakeland, Orlando, Tampa/St. Petersburg, and Central Florida's world-famous attractions. NOTE: Community restrictions that only Class A motorhomes may be on a pad only. If you build a home with an RV port than you may park any style camper within your port (even a fully open port) Own your piece of paradise and enjoy all the benefits of Florida residency—including no state income tax.

1098 Motorcoach Drive, Polk City
$339,900
1 Beds ⋅ 1 Baths ⋅ Mt Olive Shores North Add 04 SubDv. ⋅ 33868 Zip Code
Discover this charming 1-bedroom, 1-bathroom gem nestled in the highly desirable MT OLIVE SHORES community—an area known for its peaceful setting, friendly neighbors, and sought-after RV-lifestyle amenities. This well-maintained home delivers comfort, convenience, and the perfect blend of indoor and outdoor living. Step inside to an inviting layout featuring a bright, open living area seamlessly connected to the kitchen through a classic serving window, ideal for entertaining or effortless everyday flow. The kitchen offers excellent functionality with plenty of room to personalize. Outside, this property truly shines with multiple outdoor living options—a fully enclosed patio for year-round enjoyment plus a screened-in patio perfect for morning coffee, evening relaxation, or hosting guests. Parking and storage are a breeze with both a 1-car garage and a 1-car carport, offering flexibility for vehicles, hobbies, or seasonal items. Homes in this community are in high demand—don’t miss your chance to secure this fanta

389 Nolane Lane, Polk City
$650,000
2 Beds ⋅ 2 Baths ⋅ Mt Olive Shores North SubDv. ⋅ 33868 Zip Code
Welcome to carefree living in one of Central Florida's premier RV residential community. An active adult (55+) communities! This beautifully maintained 2-bedroom, 2-bathroom home offers 1710 plus sq. ft. of thoughtfully designed living space with tranquil, panoramic lake views. Property Highlights: The Living Space: An open floor plan enhanced by soaring tray ceilings, elegant plantation shutters, and ceramic tile throughout the main living areas, with plush carpeting in the primary bedroom. Primary Suite: Features two oversized closets with additional overhead cabinetry for exceptional storage. His and Hers closets that extend the full wall length. Guest Suite & Bath: The guest bathroom has been tastefully updated with a relaxing soaking tub while preserving the convenience of a walk-in shower. The guest room features a stunning view of the water! Outdoor Paradise: Enjoy your morning coffee from the enclosed lakefront Florida Room, or entertain from a separate screened lanai overlooking the water—perfect for outdoor cooking! Toy Hauler’s Dream: RV owners will love the massive, covered RV port and separate garage, providing rare and exceptional space for vehicles, hobbies, and storage. This owner keeps his fishing boat in the car garage and the car in the tandom car gargare fully enclosed with retractable screens. Incredible Upgrades & Peace of Mind: This property has been meticulously cared for with zero deferred maintenance. Enjoy a massive list of recent improvements: New Roof (2023) New front entry door & front entry pavers Water softener & Reverse Osmosis system In-duct air purifier & replacement hot water circulation pump New kitchen range & replacement lanai window Gutter guards & overhead carport fans Window tinting & solar sun screens Comprehensive exterior security camera system Resort-Style 55+ Amenities: Your HOA covers your lawn maintenance so you can spend your days enjoying a vacation lifestyle! Community amenities include: 2 Clubhouses 2 Swimming pools A full calendar of daily social activities Whether you're looking for a full-time residence or the ultimate Florida winter retreat, this lakefront gem is completely move-in ready. Schedule your tour today and start living the lifestyle RVers only dream of. It's waiting for you to enjoy keeping your RV right outside your door in it's own dedicated RV port, fully enclosed to protect it for the sun and weather, when you aren't out there traveling and living the RVer's dream. #FloridaRealEstate #LakefrontLiving #ActiveAdultCommunity #MoveInReady #RVLife #CentralFloridaHomes

492 Meandering Way, Polk City
$1,160,000
4 Beds ⋅ 4 Baths ⋅ Mt Olive Shores North Add 04 SubDv. ⋅ 33868 Zip Code
WATERFRONT ESTATE WITH 50-FOOT RV GARAGE Discover exceptional lakefront living on 100 feet of pristine waterfront with dock-building potential. This impressive 3,936 sq ft two-story home combines luxury, versatility, and serious functionality—including a rare 50-foot attached RV garage. --- PRIME LOCATION Located in a gated community with 24-hour security, just steps from resort-style clubhouses. Enjoy a pool, hot tub, fitness center, tennis and pickleball courts. Second clubhouse has additional pool, hot tub, shuffleboard courts, and community pontoon boat for homeowner use. An on-site storage lot available for trailers and other vehicles. --- THE HOME * 4 spacious bedrooms (2 down, 2 up) * Large kitchen with 14 foot island and great views of the lake front * Dedicated office/library with custom built-in desk, cabinetry, and shelving * 4 full bathrooms * Large workshop with ceiling air filtration * 22KW whole-home backup generator CHEF'S KITCHEN: 14-foot island seating six with induction cooktop. Multiple sliding glass doors frame breathtaking lakefront views—seamlessly connecting indoor entertaining with outdoor living. PRIMARY SUITE: Oversized primary bedroom with separate his-and-hers bathrooms connected by shared luxury shower with dual shower heads. UPSTAIRS: Two large rooms with endless possibilities—additional bedrooms, office space, media room, or hobby areas. 340 sq ft room includes full bathroom with shower. 400 sq ft room provides abundant space for storage or projects. --- WORKSHOP & CREATIVE SPACE 400 sq ft climate-controlled attached workshop opening to RV garage with ceiling-mounted dust collection system for woodworking, crafts, hobbies, or any passion project. Extensive storage includes under-stair closets and attic access. Pre-plumbed propane lines ready for future upgrades (gas dryer, cooktop, fireplace, outdoor grill). --- LAKEFRONT LIVING Enjoy your private 100-foot waterfront with dock-building potential. Enjoy boating, fishing, kayaking, or watching Florida sunrises from your own shore.

381 Nolane Lane, Polk City
$999,999
4 Beds ⋅ 4 Baths ⋅ Lake Agnes Shores SubDv. ⋅ 33868 Zip Code
One or more photo(s) has been virtually staged. Under Construction. Rare opportunity to complete a truly one-of-a-kind custom Mediterranean-inspired estate in the desirable Lake Agnes area of Polk City. Situated on approximately 1.55 acres directly across from beautiful Lake Agnes, this expansive residence offers over 6,000 total square feet under roof and was designed with luxury living in mind. The hard work has already been completed, including framing, drywall, electrical, and plumbing, providing a substantial head start for the next owner. The thoughtfully designed floor plan features 4 bedrooms, 4 bathrooms, generous living spaces, and a 2-car garage, creating the foundation for an extraordinary custom home. Bring your vision and select your own finishes, cabinetry, flooring, countertops, fixtures, and design details to make this property uniquely yours. presenting a remarkable value-add opportunity for homeowners, builders, or investors. Located just minutes from I-4, with convenient access to both Tampa and Orlando, this property combines the privacy of a large homesite with the flexibility to create a custom dream home in a picturesque lake community. Opportunities like this are rarely available—finish the home you've always wanted without starting from scratch. Some photos have been digitally rendered to illustrate the home's potential upon completion. Renderings are for illustrative purposes only and may not represent the final finished product

818 Lake Agnes Drive, Polk City
$285,000
3 Beds ⋅ 2 Baths ⋅ Clearwater Estates SubDv. ⋅ 33868 Zip Code
Discover the perfect blend of comfort, style, and waterfront adventure in this beautifully updated 3-bedroom, 2-bath concrete block home. Enter through an impressive automated 16-foot gate and step into a private retreat designed for both relaxation and entertaining. Inside, enjoy abundant natural light from brand-new vinyl windows on the front and sides. The home features three distinct lanais: a spacious, climate-controlled lanai with elegant French doors—ideal for year-round enjoyment and seamless indoor-outdoor living; plus two additional screened lanais on the left and right sides. The left lanai is a true entertainer’s delight, complete with an outdoor sink and a convenient 3-sink system, perfect for prepping meals or cleaning up after a day on the water. Step out back to a generous paved patio, featuring a dedicated grilling and fish-cleaning station, a cozy fire pit, and a handy wood rack. The recently rebuilt fishing pier (2023) extends over the tranquil canal, offering a peaceful spot for casting a line or simply soaking in the serene views. Water lovers will appreciate the private boat slip, community boat ramp, dock, and direct water access—making boating, fishing, and kayaking effortless. For just $75 a year, enjoy exclusive access to the boat launch with your own key. With a newer roof (2016) and thoughtful upgrades throughout, this home is a true haven for those who love to entertain, unwind, and embrace the best of Florida’s waterfront lifestyle in a friendly, welcoming community.

421 Waterview Drive, Polk City
$730,000
4 Beds ⋅ 3 Baths ⋅ Sandy Pointe SubDv. ⋅ 33868 Zip Code
One or more photo(s) has been virtually staged. Welcome to this stunning 4-bedroom, 3-bath lakefront home located in the highly sought-after Sandy Pointe community of Polk City, FL. Perfectly situated on a premier just over half-acre lot, this property offers privacy, tranquility, and breathtaking views of Big Lake Agnes - known for its excellent fishing and boating, creating the perfect setting for both relaxation and recreation. Step inside to discover high tray ceilings in the formal living and dining areas, enhancing the home’s spacious and elegant feel. The thoughtfully designed split floor plan features a private primary suite along with an office or optional bedroom on one side of the home, while two additional bedrooms are located on the opposite side, providing comfort and privacy for family or guests. Enjoy Florida living at its finest with a screened-in pool and expansive lanai overlooking the water - ideal for entertaining or unwinding while taking in the serene lake views. This home features a 1,688 square foot freshly painted 8 car garage for your car enthusiast or for that someone that likes a lot of toys! The property also includes a large custom greenhouse, perfect for gardening enthusiasts. Additional highlights include fresh interior paint and a roof replaced in January 2021, offering peace of mind for years to come. This exceptional lakefront home combines comfort, functionality, and scenic beauty - an opportunity you don’t want to miss.

134 Bayberry Drive, Polk City
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