Punta Gorda Isles Homes under $400,000

Punta Gorda Isles Homes under $400,000

Welcome to Punta Gorda Isles, a picturesque waterfront community nestled in the heart of Punta Gorda, Florida. Known for its stunning canals and vibrant lifestyle, this charming subdivision offers an idyllic setting for those seeking a slice of paradise without breaking the bank. With homes available under $400,000, Punta Gorda Isles is an attractive option for first-time buyers, retirees, and anyone looking to enjoy the quintessential Florida lifestyle.

Imagine waking up each day to the gentle sounds of water lapping against your dock, with direct access to the Gulf of Mexico right from your backyard. The community boasts a variety of homes, from cozy single-family residences to more spacious options, all designed with the Florida lifestyle in mind. Many properties feature open floor plans, modern amenities, and beautiful outdoor spaces perfect for entertaining or simply soaking up the sun.

Punta Gorda Isles is not just about beautiful homes; it’s also about community. Residents enjoy a wealth of recreational opportunities, from boating and fishing to biking and walking along the scenic paths. Nearby, you’ll find charming boutiques, delightful dining options, and a lively arts scene, all contributing to the vibrant atmosphere of Punta Gorda.

With its affordable real estate options, stunning natural beauty, and a welcoming community spirit, Punta Gorda Isles is the perfect place to call home. Discover your dream home in this delightful subdivision today and embrace the Florida lifestyle you've always envisioned!

Newest Punta Gorda Isles Homes under $400,000

101 N Marion Court Unit 122, Punta Gorda
$294,400
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
IMAGINE STARTING YOUR MORNING WITH A LATTE ON YOUR PRIVATE SCREENED BALCONY, WATCHING SAILBOATS GLIDE ACROSS THE SPARKLING WATERS OF CHARLOTTE HARBOR! Magnificent coastal birds soar overhead as gentle breezes welcome another beautiful Southwest Florida day. And when evening arrives? Pour yourself a glass of fine red wine, mix up a tropical piña colada, or enjoy your favorite margarita as the sun slips below the horizon, painting the western sky in breathtaking shades of gold, orange, and pink. WELCOME TO YOUR FRONT-ROW SEAT TO CHARLOTTE HARBOR’S SPECTACULAR SUNSETS! This isn’t simply a vacation experience. It can be your everyday lifestyle at Points West in Punta Gorda Isles (PGI), overlooking Florida’s SECOND-LARGEST OPEN-WATER ESTUARY! With sweeping, panoramic WEST-FACING HARBOR VIEWS from the living room, primary suite, and private balcony, this beautifully updated 2-bedroom, 2-bath condominium offers 1,530 square feet of spacious, light-filled coastal living, where the view truly steals the show! AND THE BEAUTY ISN’T LIMITED TO WHAT’S OUTSIDE! Thoughtfully updated throughout, this lovely residence features a beautifully refreshed kitchen with quartz countertops, newer stainless steel appliances, an attractive backsplash, updated hardware, under-cabinet lighting, and a customized ceiling with additional lighting. Luxury vinyl plank flooring, updated baseboards, and fresh interior finishes complement the bright, open living spaces, while expansive sliding glass doors invite natural light and magnificent harbor views inside. The spacious primary suite features direct balcony access and an updated bathroom with a quartz vanity, modern fixtures, and a walk-in shower. A NEW 2026 HVAC SYSTEM, ONE ASSIGNED UNDER-BUILDING GARAGE PARKING SPACE WITH PRIVATE STORAGE, and convenient elevator access complete the package! ENJOY LAID-BACK SOUTHWEST FLORIDA LIVING! Points West offers a waterfront pool, clubhouse, tennis and pickleball courts, and a peaceful setting ideal for full-time or extended seasonal living. Rentals require a six-month minimum, with no more than two annually—no short-term vacation rentals! AND WHAT A LOCATION! Just around the corner, sink your toes into the sugary sand at Ponce de Leon Park while reading a good book and watching boats glide by! There’s also a public boat ramp and the Peace River Wildlife Center. Enjoy world-class fishing, nearby Fishermen’s Village, and historic downtown Punta Gorda’s award-winning dining scene, walkable streets, bars, boutiques, and entertainment! SPECTACULAR SUNSETS, BREATHTAKING CHARLOTTE HARBOR VIEWS, BEAUTIFUL UPDATES, AND THE CHARM OF HISTORIC DOWNTOWN PUNTA GORDA JUST MINUTES AWAY! Isn’t it time to make your Southwest Florida sunshine days a reality?

101 N Marion Court Unit 122, Punta Gorda
112 Cuiaba Drive, Punta Gorda
$275,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
Your personal updates are going to shine in this wonderful Deep Creek opportunity. From the welcoming double door entry to the oversized pool, this 3/2/2 home will fit your family well with the living/dining and kitchen/family room split bedroom floor plan that everyone desires. Water, sewer, no flood zone, low HOA fee keep bringing buyers back to this area time and time again. Schedule your showing today!

112 Cuiaba Drive, Punta Gorda
601 Shreve Street Unit 66C, Punta Gorda
$225,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
TOP-FLOOR CORNER CONDO WITH BOATING ACCESS! Enjoy beautiful sunsets and a relaxed Florida lifestyle from this beautifully furnished 3rd-floor corner condo overlooking the community pool, mature banyan trees, and lush green space. The screened-in lanai provides a peaceful outdoor retreat and the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, an open floor plan seamlessly connects the kitchen, dining, and living areas. The kitchen offers ample cabinetry and counter space, a breakfast bar, and a convenient pantry closet just off the dining area. Reverse osmosis system under the kitchen sink! The living room features a wall of sliding glass doors that fill the space with natural light and open to the screened lanai. The desirable split-bedroom floor plan provides privacy for guests. The spacious primary suite offers direct access to the lanai, a walk-in closet, and a built-in desk area that makes an ideal makeup vanity or workspace. The en-suite bath features dual sinks, a walk-in shower, and a linen closet. The second bedroom is located across from the kitchen and is conveniently situated near the second full bath and laundry room with washer and dryer. Hurricane shutters on the bedroom windows and lanai provide added peace of mind and make this a true lock-and-leave home. An assigned covered parking space is included. Being sold fully furnished, this condo is ready to enjoy as a full-time residence, seasonal getaway, or investment property. For those who love the water, community dock space is available for a fee. There are 25 dock spaces that can accommodate boats up to 50'. Enjoy a short boat ride to Charlotte Harbor and onward to the Gulf. Boating, fishing, walking paths, and community amenities create an ideal setting for enjoying the Florida lifestyle. Conveniently located near Fishermen's Village, Downtown Punta Gorda, Gilchrist Park, restaurants, shopping, festivals and more. Come enjoy beautiful sunsets, and the ease of condo living in sunny Southwest Florida!

601 Shreve Street Unit 66C, Punta Gorda
2903 Roma Court, Punta Gorda
$395,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Various photos have been staged. Peaceful Cul-de-Sac Living in Punta Gorda Isles with a Park-Like Setting Tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bath home with a 2-car garage sits on an oversized lot backing to a large green belt, perfect for morning walks, pets, or simply watching the local wildlife. With open space on both sides and an expansive park-like backdrop, you'll feel the privacy the moment you arrive. A welcoming paver driveway and entry lead to a one-of-a-kind paver bench, made for relaxed "front porch sitting." Inside, 20" tile flows through the living room, kitchen, and dining area. The updated kitchen features granite countertops, a tile backsplash, stainless steel appliances, a convection oven, and a double sink with reverse osmosis water. Outdoor living is the highlight. The dining area, bedroom 2, and primary bedroom all open through sliding glass doors to a tiled, air-conditioned four-season lanai. Double 12' sliders lead to the private, screened pool surrounded by pavers. The primary suite offers wood laminate flooring, a walk-in closet, and an updated ensuite bath with a tiled glass-enclosed shower with dual shower heads and double sinks. The main bath features a tub/shower with glass surround and tile. Practical touches include an inside laundry area with full-size stacked washer and dryer and a soaking sink, plus an epoxy-floored 2-car garage with pull-down attic access for extra storage. Major updates: A/C (2023), flat tile roof (2024), and hot water heater (2026). Peaceful, private, and move-in ready, this is a home you'll enjoy for years to come. Call today to schedule your private showing!

2903 Roma Court, Punta Gorda
1311 Tuscany Drive, Punta Gorda
$398,800
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Exceptional Greenbelt Oasis in Punta Gorda Isles! Peaceful views of mature trees and an expansive screened lanai set the tone for this 3-bed, 2-bath, 2-car garage home. Beautifully updated and tastefully decorated, the interior follows a split floor plan with an easy flow for everyday living and entertaining. Granite countertops, ample cabinetry, a convenient pass-through window, and a dining nook with sliders to the lanai make the kitchen a welcoming place to gather. Open to the kitchen, the family room combines charming beadboard wainscoting with sliding glass doors to the lanai for easy indoor and outdoor living. A separate, versatile space can accommodate formal dining, a home office, games, or crafts to suit your needs. The primary suite pairs direct lanai access through sliding glass doors with a large walk-in closet and an ensuite bathroom complete with a walk-in shower and an on-demand water heater. On the opposite side of the home, the two guest bedrooms and guest bathroom can be closed off from the main living area for added privacy. A door from the guest bathroom provides convenient patio access. Quartz countertops, a farmhouse sink, and plenty of storage make the laundry room as practical as it is attractive. Outside, enjoy the southern exposure, relax in the spa, or grill on the paver patio. There’s even a banana tree, so when the fruit is ripe, you can pick a little snack right from your own backyard! Mature trees and the greenbelt backdrop create a wonderfully private backyard setting, ideal for gathering with friends or enjoying a quiet afternoon. Want your own pool? There’s room to add one, or simply enjoy the spacious backyard just as it is! Punta Gorda Isles is known for its waterfront lifestyle, with boating, golf, parks, bike paths, dining, shopping, Fishermen’s Village and historic downtown Punta Gorda all nearby, plus convenient access to US 41, I-75 and Punta Gorda Airport. This home brings together character, comfort, and the kind of backyard privacy that makes it a special find in Punta Gorda Isles. Schedule your showing and picture yourself at home here!

1311 Tuscany Drive, Punta Gorda
134 Tocopilla Street, Punta Gorda
$392,100
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
Virtually Staged. Florida Pool Living with Space to Make Your Own! Picture sunny Florida days spent poolside at this spacious 3-bedroom, 2-bath home in Punta Gorda Isles Sec 20. Set on a landscaped cul-de-sac lot, this one-story home offers 2,106 square feet of living space, an attached 2-car garage, and a screened in-ground pool that creates an inviting setting for relaxing, entertaining, and enjoying the Florida lifestyle. Inside, vaulted ceilings bring an airy feel to the main living areas, while the floor plan offers plenty of room to spread out with a family room, formal dining area, and an eat-in kitchen with a breakfast bar. Sliding doors connect the interior to the screened pool area, making indoor-outdoor living easy. One of the home's most interesting features is the three-room primary suite with its own separate entrance, offering flexibility for a variety of living arrangements. The home also features a walk-in closet, ceiling fans, central vacuum, tile and carpet flooring, and an irrigation system. Outside, mature landscaping surrounds the home and pool area, adding to the established Florida feel. The tile roof underwent permitted replacement work in 2023, including new underlayment, flashing, and tile installation. The concrete block and stucco construction, public water and sewer, and approximately $200 annual HOA fee round out the property. With 3 bedrooms, generous living space, a screened pool, and a flexible layout, this Punta Gorda home offers plenty of possibilities for its next owner. Schedule your private showing and come see how 134 Tocopilla St could fit your Florida lifestyle.

134 Tocopilla Street, Punta Gorda
2601 W Marion Avenue Unit 41C, Punta Gorda
$299,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
TOP-FLOOR WATERFRONT CONDO + DEEDED BOAT DOCK + SAILBOAT ACCESS + FULLY FURNISHED +OVERSIZED BALCONY! Welcome to 2601 W Marion Avenue, Unit 41C, a bright and spacious 2-bedroom, 2-bathroom TOP-FLOOR CONDO located in the Dolphin Club community of Punta Gorda. With WATER VIEWS, an abundance of natural light, an impressive 19' x 15' balcony, this condo delivers the Florida waterfront lifestyle from both inside and out. Step inside and immediately notice just how BRIGHT AND AIRY this home feels. Unlike many condos, windows can be found throughout nearly every room—even the laundry room—bringing in an abundance of natural light. TILE FLOORING flows throughout most of the home for easy maintenance, while both bedrooms feature carpeting for added comfort. The updated kitchen features QUARTZ COUNTERTOPS, NEW APPLIANCES, ample cabinetry, and a seamless connection to the dining area and living room. From the main living space, step outside onto the EXPANSIVE 19' X 15' BALCONY, where WATER VIEWS provide the perfect backdrop for morning coffee, outdoor dining, or simply relaxing and enjoying the surroundings. The PRIMARY BEDROOM is generously sized and features its own SLIDING GLASS DOOR TO THE BALCONY, allowing you to enjoy the outdoor space directly from your bedroom. An EXPANSIVE PRIMARY CLOSET provides plenty of storage, while the EN SUITE BATHROOM features DUAL VANITIES and a WALK-IN SHOWER. The second bedroom is equally well-sized and also offers DIRECT ACCESS TO THE BALCONY, creating a welcoming space for overnight guests, family or a home office. A second full bathroom and dedicated laundry area complete the interior. For boating enthusiasts, this property truly stands out. The condo includes its own DEEDED BOAT DOCK with SAILBOAT ACCESS. Two dock pilings were recently replaced, adding to the improvements already made to the property. Additional features include a NEW TANKLESS WATER HEATER, COVERED PARKING SPACE, and a PRIVATE STORAGE UNIT ideal for bicycles, beach equipment, fishing gear, and other recreational items. The condo is being offered FULLY FURNISHED AT THE LIST PRICE, making it easy to settle in and begin enjoying the Southwest Florida lifestyle. Dolphin Club offers approximately 195+ FEET OF SALTWATER CANAL WATERFRONT along with a COMMUNITY POOL, and RENOVATED CLUBHOUSE. The clubhouse features a full kitchen, pool table, darts, and TV's providing a great gathering space for parties and community events. Recent exterior improvements include a NEWER ROOF, COMPLETE EXTERIOR PAINTING, and NEW EXTERIOR LIGHTING. TOP-FLOOR LOCATION. WATER VIEWS. DEEDED BOAT DOCK. SAILBOAT ACCESS. FULLY FURNISHED. With its oversized balcony, updated interior, and waterfront amenities, Unit 41C offers an exceptional opportunity to enjoy the Punta Gorda boating lifestyle.

2601 W Marion Avenue Unit 41C, Punta Gorda
25454 Palisade Road, Punta Gorda
$399,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
DEEP CREEK! IMPECCABLY MAINTAINED 3 BEDROOM, 2 BATHROOM, 2 CAR GARAGE HOME IN IN HIGHLY SOUGHT AFTER DEED-RESTRICTED COMMUNITY WITH COUNTY WATER AND SEWER! As you arrive, you’ll appreciate the curb appeal, with a generously sized lawn, beautiful landscaping, and a charming walkway leading to the front entry. Step inside to a spacious living room, with the dining room situated just to the right. Throughout the interior, high ceilings, an abundance of natural light, and neutral tones create a bright and inviting atmosphere. The kitchen features white cabinetry, granite countertops, tile backsplash, and stainless-steel appliances, along with an eat-in kitchen and breakfast bar overlooking the living room. Generous primary bedroom offers direct access to the lanai and pool, large walk-in closet, and an ensuite bathroom. Split floor plan ensures privacy for everyone, with two additional guest bedrooms sharing a well-appointed guest bath that also serves as a convenient pool bath. Step outside to the covered and screened lanai, offering an expansive paver-covered space with multiple seating areas surrounding the pool, providing plenty of room for entertaining, dining, or simply relaxing outdoors. The saltwater pool features a built-in swim-up table and ample space to lounge poolside. Beyond the pool, a spacious greenbelt creates an open backdrop and added privacy, with mature palms and greenery enhancing the tropical setting. Additional highlights include central vac, dog run, and solar panels for added energy efficiency. Great location in a quiet and friendly neighborhood conveniently located close to I-75, restaurants, shopping, schools, parks, golf and just a short drive to historic downtown Punta Gorda, known for its world-class fishing and boating, community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!

25454 Palisade Road, Punta Gorda
2169 Pagoda Lane, Punta Gorda
$344,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
Beautifully and thoughtfully renovated throughout, this home is truly move-in ready! The interior has been completely transformed with a fresh, modern feel. The stunning kitchen features shaker-panel cabinetry with soft-close features, Taj Mahal quartz countertops, and a full matching backsplash that creates a seamless, elevated look. The beautifully updated primary bath features a freestanding tub and stylish finishes, creating the perfect retreat. Major improvements include a metal roof (2023) and a brand-new A/C in 2026, giving you peace of mind for years to come. Additional highlights include city water and sewer and a 2-car garage. Every detail of the interior renovation was thoughtfully selected to create a home that feels fresh, bright, and beautifully updated.

2169 Pagoda Lane, Punta Gorda
74 Belem Street, Punta Gorda
$359,950
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
Welcome to 74 Belem Street located in desirable Deep Creek, this well maintained 3- bedroom, 2- bath home sits on a corner lot with greenbelt views and about 1940 sq.ft. Of living space. Original Owners customized the home when new and have loved it ever since. The split floor plan gives family and guests privacy, with closets in every room, Vaulted ceiling, large kitchen, dining / living area and nook. French doors to the pool / lanai from the primary bedroom and Kitchen area that opens to the Lanai and pool deck and in ground pool. cool Decking keeps the Path to the water more comfortable. The primary bathroom offers dual sinks, a garden tub and a separate walk - in shower area. Major updates were already done - - new roof (2023), New A/C (2023), New Pool Filter and Pump (2023), also Exterior Paint (2023). A washer Dryer About 6-months-old is included in sale. Recorded as a flood zone X, So Flood Insurance IS NOT Typically Required. Close to I-75, Kings Highway, shopping, golf and beaches. LOW TAXES, Homestead Property TAX Benefits and protections, NO state INCOME TAX, move in and enjoy the sunshine!

74 Belem Street, Punta Gorda
24276 Peppercorn Road, Punta Gorda
$219,900
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33955 Zip Code
Exceptional opportunity to complete and customize this partially constructed home located in the desirable Burnt Store Lakes community of Punta Gorda. Situated on a spacious .25-acre lot, this unfinished project was designed to feature 3 bedrooms and 2 bathrooms upon completion. Whether you're a builder, investor, contractor, or ambitious buyer looking to create your own vision, this property offers a head start with construction already underway. Bring your plans, creativity, and finishing touches to transform this structure into a beautiful custom residence tailored to your preferences. The property is being sold in its current condition and will require completion by the new owner. A unique opportunity to add value and create a personalized home in one of Punta Gorda's growing communities.

24276 Peppercorn Road, Punta Gorda
1336 Aqui Esta Drive, Punta Gorda
$339,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Meticulously updated 2-bedroom, 2-bath pool home in desirable Punta Gorda Isles, offered turn-key and ready for its next owner. Step inside to an open living and dining floor plan leading into a kitchen remodeled in 2023 with newer cabinetry, granite countertops, a closet pantry, and a breakfast bar great for entertaining. The appliances are just three years old. Stay comfortable year-round with central air and heat plus mini-split units in both bedrooms. The primary suite offers a window overlooking the lanai, a built-in closet, and a private en-suite bath, while the secondary bedroom enjoys its own full guest bath. Impact windows, an accordion shutter for the slider, and a new electric panel were all added in 2021, and the 2005 concrete tile roof has been finished with a protective rubberized coating. Outside, the screened lanai was resurfaced in 2024 and overlooks a sparkling pool with a heat pump and a 2022 salt-cell conversion for easy, low-maintenance upkeep. The 2-car garage features a freshly refinished epoxy flake floor (September 2026) and offers ample storage space. An in-ground sprinkler system keeps the landscaping lush with minimal effort. Set in a popular golf and boating community close to St. Andrews South Golf Club, the Yacht Club, Fishermen’s Village, and historic downtown Punta Gorda, this home is being sold turn-key. Simply bring your suitcase.

1336 Aqui Esta Drive, Punta Gorda
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